In this follow-up to our accounting for developers series, we explore the ins and outs of building a ledger to power a lending marketplace product. | Continue reading
When a business sits "in" the flow of funds, it means that money will, at some point, pass through the business' bank account. This primer digs into funds flow models and the risks and benefits associated with sitting in the flow of funds. | Continue reading
Immutability is one of three core principles to adhere to good engineering and accounting principles. | Continue reading
On Tuesday, we announced Virtual Accounts, our new product that helps automate payment attribution. Here's the story behind how we built it. | Continue reading
Build the future of money movement at Modern Treasury. Join us. | Continue reading
Optimistic Locking is a control method that assumes multiple transactions can complete concurrently without conflict. We built our ledgers API with concurrency control semantics to better manage transaction volume. | Continue reading
Digital wallets are some of the most widely-used financial products today. This guide describes the bank and payments infrastructure underlying digital wallets and how you could build one using Modern Treasury. | Continue reading
Today, we are excited to announce that Modern Treasury reconciled over $1B in payments for our customers last month, a compound monthly growth rate of 37%. | Continue reading
Escrow is a payment setup where the payer sends funds to a third party rather than directly to the payee. If certain conditions are met, the third party routes the funds to the recipient; if not, the funds get returned to the sender. Escrow is particularly useful for high value p … | Continue reading
The process of tying a payment to a transaction is called reconciliation and it is essential for a business to understand how completed and in-progress transactions add up to the cash balance in its bank account. | Continue reading
Modern Treasury Journal - What is the PCI of Bank Payments? | Continue reading
Modern Treasury Journal - What are SWIFT Codes and where did they come from? | Continue reading
Modern Treasury Journal - What Happens When You ACH a Dead Person? | Continue reading
Modern Treasury Journal. How to build an insurance company. | Continue reading